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Starting something new, expanding or acquiring a new business?

We are ready to assist you. Our experienced lenders are here to guide and support your business financial needs. At Farmers & Merchants Bank, we make all our decisions locally – right here at home.

Commercial Real Estate

Looking to expand your business? Let us grow with you! Owning your own commercial real estate can be a sound investment and provide cost savings over the long term.

Investment Properties

Looking into rental properties or long term land investments? Let us help structure a loan to meet both your long-term and short-term investment goals.

Construction Loans

Whether building an office, a barn, or developing land infrastructure we can provide the tools and the funding necessary to help you develop your future. We also offer Builder Financing for the construction of homes and commercial buildings.

Equipment Financing

Let us help you equip your business with the tools, components, machinery, and implements necessary.

Lines of Credit

We offer custom lines of credit to meet your cash flow needs.

Agricultural Loans

Whether you need funding for crops, the purchase of farm land, equipment or livestock, our lenders are here to assist you.